{"id":805,"date":"2026-11-04T15:00:00","date_gmt":"2026-11-04T15:00:00","guid":{"rendered":"https:\/\/www.anytimemtg.com\/blog\/?p=805"},"modified":"2026-11-04T15:00:00","modified_gmt":"2026-11-04T15:00:00","slug":"florida-down-payments-stay-above-u-s-norms-%f0%9f%8f%a1-think-you-need-20-down-to-buy-a-home-think-again-you-may-qualify-with-less-money-down-than-you-think","status":"publish","type":"post","link":"https:\/\/www.anytimemtg.com\/blog\/2026\/11\/04\/florida-down-payments-stay-above-u-s-norms-%f0%9f%8f%a1-think-you-need-20-down-to-buy-a-home-think-again-you-may-qualify-with-less-money-down-than-you-think\/","title":{"rendered":"Florida Down Payments Stay Above U.S. Norms | \ud83c\udfe1 Think you need 20% down to buy a home? Think again! You may qualify with less money down than you think."},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/susanne-diepers\/florida-homebuyers-downpayments-remotion-videos-7b45\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>In Late-Q1 2026, Miami and West Palm Beach buyers typically put down ~20%, while Fort Lauderdale averaged mid-teens, keeping these Florida metros above national norms.<br \/>\nOrlando buyers typically put down ~14%, Tampa ~10%, and Jacksonville single digits; Tampa and Miami were among the few major markets posting yearly gains.<br \/>\nAnalysts said higher home prices in Tampa and Miami kept pushing buyers to bring more cash to closing, even as competition eased in many markets.<br \/>\nHousing experts said some Florida buyers chose smaller down payments to preserve savings for moving expenses, home repairs, and other costs tied to purchase.<br \/>\nEven in a more balanced market, Florida buyers still faced higher upfront costs in Late-Q1 than many nationwide, with down payments well above pre-2020 levels.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In Late-Q1 2026, Miami and West Palm Beach buyers typically put down ~20%, while Fort Lauderdale averaged mid-teens, keeping these Florida metros above national norms. Orlando buyers typically put down ~14%, Tampa ~10%, and Jacksonville single digits; Tampa and Miami were among the few major markets posting yearly gains. Analysts said higher home prices in [&hellip;]<\/p>\n","protected":false},"author":559,"featured_media":806,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-805","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/posts\/805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/users\/559"}],"replies":[{"embeddable":true,"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/comments?post=805"}],"version-history":[{"count":1,"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/posts\/805\/revisions"}],"predecessor-version":[{"id":928,"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/posts\/805\/revisions\/928"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/media\/806"}],"wp:attachment":[{"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/media?parent=805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/categories?post=805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.anytimemtg.com\/blog\/wp-json\/wp\/v2\/tags?post=805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}